Late payment reforms 2026: what small businesses should do now
Parliament has announced the next stage of the Commercial Payments Bill. Proposed reforms are worth watching, alongside action on overdue invoices today.
Read the update →Small business changes, explained simply. The latest UK business news, rules, deadlines and opportunities — with the practical bit explained in plain English.
Useful UK business news and practical Polar Guides — kept together, but clearly labelled so you can quickly choose current changes or longer-lasting help.
Parliament has announced the next stage of the Commercial Payments Bill. Proposed reforms are worth watching, alongside action on overdue invoices today.
Read the update →HMRC has reminded affected sole traders and landlords about the next quarterly update. Here is a practical preparation checklist.
Read the update →New Northern Ireland research highlights the strain energy costs can put on small firms. These practical checks can help you plan for winter.
Read the update →An October business event put practical AI use in the spotlight. Here is a manageable way to test it without losing the human touch.
Read the update →New data-protection complaint duties are now in force. Small businesses need a clear complaint route, a 30-day acknowledgement and a proper response process.
Read the update →HMRC’s current side-hustle guidance explains when the £1,000 trading allowance matters, what income counts and why records still need to be kept.
Read the update →The new £140 million East of England Investment Fund is open, offering commercial loans from £25,000 to £2 million and equity investment up to £5 million.
Read the update →A new £10 million hospitality scheme is open until 13 October 2026. See what it supports, who should look and what to prepare before applying.
Read the update →Two important employment-law changes arrive in October 2026. Here is the plain-English checklist small employers should work through now.
Read the update →The next Self Assessment deadlines begin on 5 October 2026. See the registration, paper filing, online filing and payment dates sole traders need to know.
Read the update →The National Minimum Wage rates changed in April 2026. Check the current hourly rates and the payroll steps every small UK employer should review.
Read the update →Check whether your business may qualify for small business rate relief in 2026/27, what changed after the April revaluation and what to do if your bill looks wrong.
Read the update →A practical five-step UK small-business cyber-security checklist covering email, accounts, devices, backups and common attacks, based on NCSC guidance.
Read the update →The proposed UK late-payment reforms could bring a 60-day maximum term, stronger interest rights and tougher enforcement. Here is what small businesses should do now.
Read the update →Need to send your first invoice? Download a free UK invoice template in Excel or Word, then use this plain-English guide to check what a sole trader, limited company or VAT-registered business should include — and the simple details that can help you get paid without unnecessary chasing.
Read the update →Need to send your first invoice? Here is a practical UK invoice template showing what to include, what changes if you are a sole trader or limited company, what VAT-registered businesses need to add — and a few simple things that can help your invoice get paid without unnecessary chasing.
Read the update →Public liability, employers' liability, professional indemnity, product liability, cyber cover — business insurance can quickly turn into a wall of unfamiliar names. Here is the plain-English UK guide to what is compulsory, what may be sensible and what your particular business might not need at all.
Read the update →Search for a small business grant and you will find thousands of pages promising funding. The difficult part is finding money your particular business can actually apply for. Here is the practical UK guide to where grants are hiding, how they work and how to avoid wasting time.
Read the update →Should you start as a sole trader or form a limited company? The answer is not simply “whichever pays less tax”. Liability, paperwork, how you take money out, privacy and how you expect the business to grow all matter.
Read the update →Looking for a business idea is easy. Finding one with a real customer, a useful problem and a sensible route to the first sale is much harder. Here are 12 UK business ideas worth investigating in 2026 — and how to test them before spending serious money.
Read the update →If your business sells memberships, subscriptions or automatically renewing services, new UK consumer rules are coming sooner than previously expected. Here is the practical version of what is changing and what you can prepare now.
Read the update →The government is expanding one of the UK's main small-business finance schemes. That could mean more lending, longer repayment periods and wider eligibility — but it is important to understand what the scheme actually does before assuming it is free funding.
Read the update →UK employment rules are changing in stages through 2026 and 2027. Some important changes are already in force, while others are approaching. Here is the practical version of what a small employer should know now.
Read the update →AI is becoming part of everyday business, but that does not mean every small business needs an enormous AI strategy. New UK data gives us a much clearer picture of where businesses are actually using it — and where a small business should start.
Read the update →Identity verification is now part of running a UK company. Here is the practical version of who needs to verify, what the Companies House personal code is for and when you may need to use it.
Read the update →The first Making Tax Digital for Income Tax quarterly deadline has passed. If you are a sole trader or landlord who should be using the new system, here is what matters now — without the tax jargon.
Read the update →Companies House has confirmed major changes to the way UK companies will file their annual accounts. The new system starts in April 2028, but small businesses have good reason to understand it well before then.
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